Carefirst indemnity

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A family member may not contribute more than the individual deductible amount to the family deductible amount. You will incur additional expenses for diagnostic testing, facility, and hospital charges. In this Section. Contact Us. Physician Services office visits, medical and surgical. Preventive care physical exams and well-baby. Hospital copay per inpatient admission. Hospital service benefits.

Call to schedule. Regional plans are a good option if you and your family live or work in Washington, D. They are not recommended if you live outside this area.

Cost-sharing is made up of three parts: deductibles, copayments and coinsurance. For a detailed definition of cost-sharing, please refer to our Important Terms section. Expand All Collapse All. When you see one of our more than 50, participating providers, you'll save the most money. If you go outside the BlueChoice network, your medical services will not be covered except for emergency services.

Our POS plans offer more flexibility. These plans combine the benefits of an HMO with access to out-of-network providers. You can see providers in the BlueChoice network for the most savings or use the PPO network and pay slightly more but still be protected from balance billing. You can also visit a provider outside of CareFirst's networks, but you'll likely pay charges that exceed CareFirst's allowed benefit. You can receive care from the PPO network of more than 55, providers locally and hundreds of thousands nationally.

In addition, you can go out-of-network and pay slightly more. Understanding plans. Usually the least expensive choice. Your PCP and providers handle the paperwork. Very limited coverage out of the HMO's service area. Seeing an out-of-network provider usually means you will pay the entire cost. BlueChoice HMO. Point of Service POS.

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Search Jobs. Have a question for us? If you are looking to buy or renew a CareFirst plan, please contact us at Have a question about individual or family plans? Visit our contact us page. Skip Navigation. Login Register. Explore our Insurance Basics pages. Need Insurance? Log In or Register. Find a Doctor. Shop Insurance Plans. Employer Solutions. Insurance Basics New. Introducing CloseKnit A new patient-centric, virtual-first primary care practice.

About Us. Company Overview. Community Partnerships. Transforming Healthcare. For Providers. To better understand our plans, it helps to understand how the different plan types work and your related healthcare costs. Plan types refer to how plans provide coverage and from which network of providers you receive care. Review the information below to learn more about each plan type. Plan names are found at the top of each benefit summary.

National plans are the best option if you or your family live or work outside Washington, D. Regional plans are a good option if you and your family live or work in Washington, D.

They are not recommended if you live outside this area. Cost-sharing is made up of three parts: deductibles, copayments and coinsurance. For a detailed definition of cost-sharing, please refer to our Important Terms section.

Expand All Collapse All. When you see one of our more than 50, participating providers, you'll save the most money. If you go outside the BlueChoice network, your medical services will not be covered except for emergency services. Our POS plans offer more flexibility. These plans combine the benefits of an HMO with access to out-of-network providers.

You can see providers in the BlueChoice network for the most savings or use the PPO network and pay slightly more but still be protected from balance billing. You can also visit a provider outside of CareFirst's networks, but you'll likely pay charges that exceed CareFirst's allowed benefit. You can receive care from the PPO network of more than 55, providers locally and hundreds of thousands nationally.

In addition, you can go out-of-network and pay slightly more. Understanding plans. Usually the least expensive choice.