Highmark blue cross blue shield north carolina

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Commonly called "The Blues" within the healthcare insurance industry, [4] the organization has two offices, one in Chicago and one in Washington, D. The BCBSA claims to control access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. This permits each BCBSA company to offer nationwide insurance coverage even though it operates only in its designated service area.

Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services. Blue Cross is a name used by an association of health insurance plans throughout the United States. Its predecessor was developed by Justin Ford Kimball in , while he was vice president of Baylor University 's health care facilities in Dallas, Texas.

Blue Cross severed its ties with the AHA in Blue Shield was developed by employers in lumber and mining camps of the Pacific Northwest to provide medical care by paying monthly fees to medical service bureaus composed of groups of physicians. In the s, the U. Prior to , organizations administering BCBS were tax exempt under c 4 as social welfare plans.

However, the Tax Reform Act of revoked the exemption, because the plans sold commercial-type insurance. They became m organizations, subject to federal taxation, but entitled to "special tax benefits" [12] under IRC In , BCBS changed to allow its licensees to be for-profit corporations. Blue Cross and Blue Shield insurance companies are licensees , independent of the association and traditionally of each other, [16] offering insurance plans within defined regions under one or both of the association's brands.

Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U. They also act as administrators [17] [16] of Medicare in many states or regions of the U.

An independent licensee of the BCBSA, it is a privately held mutual company without shareholders, which is wholly owned by its policyholders. In , it was converted to a non-profit. Blue Cross Blue Shield of Nebraska was founded in The company retained the Blue Cross brand, converting from mutual ownership to a stock company wholly owned by GoodLife.

In , Blue Cross and Blue Shield of North Carolina agreed to enter into a partnership with Cambia Health , but cancelled the agreement later that year. Patrick H. Though historically "Blue Cross" was used for hospital coverage while "Blue Shield" was used for medical coverage, [57] today that split only exists for traditional health insurance plans in Pennsylvania.

In southeastern Pennsylvania, Independence Blue Cross Philadelphia has a joint marketing agreement with Highmark Blue Shield Pittsburgh for their separate hospital and medical plans. BlueCross BlueShield of the U. BlueCross BlueShield of Vermont was founded in While only some members retain nonprofit status, the ones that do have been criticized for holding excessive amounts of cash or excessive executive compensation.

The lawsuit was dismissed, with prejudice, and the dismissal ruling was upheld on appeal. Conversions into for-profit corporations typically results in distribution of some of the assets into a charitable foundation.

An exceptional case occurred in the Empire Blue Cross conversion, where the proceeds went to fund wage increases for union workers. In , the group of 34 companies that make up the BCBS Association settled an antitrust investigation by allowing competition among member companies under non-Blue names while retaining regional exclusivity for regional licenses. From Wikipedia, the free encyclopedia.

Federation of 36 separate United States health insurance organizations and companies. This article is about American medical insurance companies.

For other uses, see Blue Cross disambiguation. Tax ID no. Michigan Plaza Chicago, Illinois. President and CEO. Revenue Employees Blue Cross and Blue Shield Association. December 31, Archived from the original on Retrieved Cunningham Jr. Retrieved August 31, Archived from the original on September 26, Consumers Union. Retrieved 18 December That I. Title 26 — Internal Revenue Code U. Retrieved on Blue Cross and Blue Shield of Kansas. Blue Cross and Blue Shield of Louisiana.

Blue Cross and Blue Shield of Massachusetts. Blue Cross Blue Shield of Michigan. Blue Cross and Blue Shield of Minnesota. Blue Cross and Blue Shield of Montana. Blue Cross and Blue Shield of Nebraska. Blue Cross and Blue Shield of Oklahoma. Regence BlueCross BlueShield. BlueCross BlueShield of Tennessee.

Blue Cross and Blue Shield of Texas. Blue Cross and Blue Shield of Vermont. Blue Cross Blue Shield of Wyoming. Blue Cross and Blue Shield de Uruguay.

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Our footprint across the United States includes some of the most sought after urban and suburban neighborhoods. Your premier apartment living experience is just around the corner! Each of our standout communities offers an extensive selection of styles, amenities, and features, though you can always expect the same unmatched and tailored service from our Highmark team. Select a region and begin the search for your perfect apartment.

Chat with your team, review your account, pay your rent, submit service requests, collect reward points, and more below! Staff and maintenance have always been quick to resolve issues kindly and professionally. I love my view of the mountains, especially when the sun rises and sets!! Wow what can I say about this place, I love to call this community home. The staff is always there when you need them. They always make me feel welcome. This has been my first apartment experience and everything has gone super smooth and was very easy.

Definitely would recommend to anyone looking for a quality apartment community! Love living here! Staff is great and the location is amazing very close to downtown and work for me! All of the amenities are great as well. I am very pleased with my apartment experience. The staff has been more than pleasant and helpful. I moved from out-of-state and they eased my mind through the entire process.

As residents we worry about nothing at GGP. Both the leasing office and maintenance staff are wonderful and incredibly helpful. We don't want to live anyplace else. Great place to live! The location is perfect to all highways. The staff is amazing and so helpful. They truly care about the residents and you feel that with every encounter with them.

Love the updates going on! Location is great and the staff is attentive to any questions or concerns raised. Will continue to share my experience. Keep up the good work! In , a gay couple criticized Highmark for not providing family coverage to same-sex couples under the Affordable Care Act.

Highmark Inc. From Wikipedia, the free encyclopedia. American Healthcare non-profit. This article is about the health insurance company. For other uses, see Highmark disambiguation. This article has multiple issues. Please help improve it or discuss these issues on the talk page.

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Archived from the original on Retrieved CBS MarketWatch. Retrieved 26 November Pittsburgh Post-Gazette. PG Publishing Co.