does cigna cover gastric sleeve surgery
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Does cigna cover gastric sleeve surgery

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If your policy covers it and you meet the qualification requirements, your plan will likely include 4 procedures:. You will start losing weight fast after any bariatric surgery procedure, but the total amount lost varies based on:. Click here to learn more. The other types of bariatric surgery are less likely to be covered, although you may be able to get insurance to pay for some of the costs.

See our Insurance Tool to find out if your plan covers it. NOTE: Some surgeons offer each procedure for as low as half of the national average. How competitive your surgeon and hospital fees are there is often a substantial difference in costs between different doctors and hospitals, even within the same town.

Whether you qualify for tax write-offs Bariatric surgery is tax deductible, which can have a big impact on the total cost of surgery. See our Tax Tool to find out if your bariatric procedure will be tax deductible. If you pay for the procedure without insurance, total costs will depend on how you pay. For example, your surgeon may offer a discount if you pay the full amount up front, and you can make the costs more affordable by applying for bariatric surgery financing.

Weight loss surgery is tax deductible, which can have a big impact on the total cost of surgery. Money in one of the following special savings accounts or even your IRA may also be a way to pay for part of surgery tax-free:. Below is a brief explanation of how each bariatric surgery procedure works. Tap the icons for more information. Select your health conditions in the tool, then click the Submit button to find out the impact a procedure like gastric sleeve can have.

Fill out the below form for a free insurance check performed in partnership with your local bariatric surgeon. First, use our free insurance check tool to quickly double check your plan:. Coverage Requirements. Find a Weight Loss Surgeon. For example, there are many non-bariatric surgery reasons for your doctor to recommend: Cardiology exam Lab work Medically supervised diet program Psychological exam Sleep study These are ordered for many reasons other than bariatric surgery and may be covered as a result.

Coverage by Plan Type. Insurance Weight Loss Surgery for Health Plans Through Your Work If you work for a company that has 50 or more full time employees, it is completely up to your employer to decide whether or not to cover bariatric surgery under your health plan. Click here to find a surgeon near you, then call or email them to request a free insurance review. The following states DO currently consider bariatric surgery an Essential Health Benefit bariatric surgery is covered by all individual, family and small group plans in these states : Your State Not on the List?

See these pages for more information: Weight Loss Surgery Insurance Secrets: Revised List good tips even if your policy does not include bariatric surgery Financing bariatric surgery all of your options. Covered Weight Loss Procedures. Other Procedures NOT Covered by Cigna During Weight Loss Surgery Cigna does not cover ANY of the following performed in conjunction with a bariatric surgery because each is considered not medically necessary: Cholecystectomy in the absence of signs or symptoms of gallbladder disease Liver biopsy in the absence of signs or symptoms of liver disease e.

Appealing a Denial. Apply for Loan Ad. Tax Write-Offs. Best Procedure Quiz. Find a Bariatric Surgeon. Find a Bariatric Surgeon Back to Page. Back to Page Back to Tools. Do You Qualify for a Bariatric Procedure? Back to Page.

Patients who qualify for bariatric surgery usually: Are at least 80 lbs 36 kg overweight Are between 18 and 75 years old Have a history of failed weight loss attempts e. Check My Insurance Tool. Use the tool to find out if your insurance covers bariatric surgery. Bariatric Procedure Cost Compare Tool.

Bariatric Surgery Tax Write-Off Calculator Weight loss surgery is tax deductible, which can have a big impact on the total cost of surgery. Currently, Cigna does not require the COE. However, take a look at your policy to be sure. If you have questions about the coverage for weight loss surgery with Cigna, call them at anytime of the day or night. Cigna Insurance. What's your Bariatric Profile? Download your Bariatric Planning Guide. Schedule Appointment. BMI Calculator.

Do I qualify for skin removal procedure? Verify Insurance Information. Vitamins and Supplements. Hospitals and Doctors. Verify Your Insurance Coverage. Verify Insurance. Doctor Supervised Weight Loss Program.

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Getting Insurance to Pay for Gastric Bypass Surgery

Jan 5, Does Cigna Cover Gastric Bypass. Cigna does cover gastric bypass surgery, depending on the specifics of your plan. In general, Cigna will cover medically necessary . Surgery Overview. Sleeve gastrectomy (also called gastric sleeve surgery) is surgery to remove part of the stomach. It helps with weight loss. The surgery limits the amount of food your stomach can hold. This can help you eat less and feel full sooner. The surgery is usually done . Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, .